Coffey Ford Finance Solutions.
Coffey Ford offer the following range of products, through Esanda Finance, to suit all of your car finance needs. For a more detailed description on any of the solutions described below, please click on the appropriate link located on the left hand side of this page.
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Consumer Loan - Esanda Finance's Consumer Loan product is a convenient and flexible way for you to obtain finance for the New or Used car of your choice. The vehicle is used as security for the loan, however you have ownership from the beginning of the contract. Upon the final payment you get clear title to the vehicle. A Consumer Loan is regulated under the terms of the Consumer Credit Code.
Consumer Lease - A Consumer Lease through Esanda Finance is a flexible way to obtain your new vehicle with little or no capital outlay. With this type of lease arrangement Esanda Finance owns the vehicle and agrees to lease it to you for a prescribed amount each month.
Finance Lease - Leasing is a rental agreement between you and Esanda Finance where the rentals can be tailored to meet your individual needs. The residual value is set according to Australian tax life and depreciation guidelines. At the end of the lease agreement, you may, subject to our approval offer to purchase the vehicle for the residual amount. Finance Lease is for the business user.
Offer to Hire - With a Hire Purchase agreement with Esanda Finance, payments can be tailored to meet business cashflow. You also have the option of purchasing the vehicle at any time during the life of the contract. This type of financing is traditionally for the business user and can be approved in the name of an individual or company.
Novated Lease - a three-way agreement between Esanda Finance, you and your employer
Chattel Mortgage - a new, smarter approach to vehicle financing. A solution that offers you the immediate use of a vehicle for your business.