Consumer Lease

A Consumer Lease through Esanda Finance is a flexible way to obtain your new vehicle with little or no capital outlay.

With this type of lease arrangement Esanda Finance owns the vehicle and agrees to lease it to you for a prescribed amount each month.

At the end of the lease agreement you may, subject to our approval, offer to purchase the vehicle for the residual amount.

Features

Terms range from 12 to 60 months.

Residuals are set according to the Australian Tax Office life and depreciation guidelines.

Your rental cost and the interest rate is fixed for the term of the lease

Payments can be made via Direct Debit or BPAY

Other costs associated with the purchase can be financed on the contract (such as: comprehensive insurance, registration and on-road costs)

Benefits

Payments can be structured to suit your needs, with your budget and cash flow taken into consideration.

With fixed rentals you are protected against interest rate fluctuations.

By financing other costs and insurance you can preserve your cash for other purposes.

Rentals are fully tax deductible, provided the vehicle is used to generate tax assessable income.

GST and other Stamp Duty
Consumer Finance Lease rentals are subject to GST, as is the Residual Value. Rentals may also be subject to Stamp Duty.