Offer to Hire - Tailor your payments

With a Hire Purchase agreement with Esanda Finance, payments can be tailored to meet business cashflow.

You also have the option of purchasing the vehicle at any time during the life of the contract.

This type of financing is for the business customer and can be approved in the name of an individual or company

Features

Terms range from 12 to 60 months,

The interest rate is fixed for the term of the agreement, as are your rentals,

Pay via Direct Debit or BPAY,

Other costs associated with the purchase can be financed (such as Comprehensive Insurance, registration and on-road costs)

Subject to credit approval, Esanda Finance will finance 100% of the purchase price,

You can have a larger final balloon payment (subject to approval guidelines).

Benefits

Payments can be structured to suit your needs, with your budget and cashflow taken into consideration,

With a fixed interest rate you are protected against interest rate fluctuations,

By financing other costs such as insurance, you can preserve your cash for other purposes,

Interest charges and depreciation are generally tax deductible,

A balloon payment will lower your regular monthly rentals; improving your cash flow and making your vehicle more affordable,

Ownership is transfered to you upon the final payment.

GST and other Stamp Duty
Rentals on a Hire Purchase agreement are not subject to GST nor is the balloon payment. GST is normally payable on the purchase price of the vehicle and other components of the transaction.